Explore Our Resources

We’ve put together a library of information on important financial topics that we believe you’ll find helpful. We also encourage you to visit our blog and subscribe to our email list to receive news and information direct to your inbox.


Simply click on any of the general financial topics and you’ll find a selection of easy-to-understand information about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.


You can also scroll through our news stream which brings you the latest information and news from a variety of publishers including New York Times, Bloomberg, Washington Post, and more.

Market and Economy

Retirement Planning

The Latest News...

Written by: Benjamin Bimson CIMA®, CMT® / CIO, BCJ Financial Group On one side we have market fundamentals. On the other, we have extremely accommodative fiscal and monetary policy. The juxtaposed forces are at odds with each other and stock valuations are now at their richest valuations since the tech boom of the late 1990s and early 2000s. With corporate earnings all affected by the pandemic this has exacerbated the issue, driving the after-tax profits up dramatically since the end of the second quarter this year. And last week, on Thursday August 27th, markets got a bit of a reality… READ MORE

Guest Post by Ned Davis Research According to NDR, the strong rebounds in economic activity observed upon reopening after lockdown could be at risk amid expiring stimulus. One crucial level of stimulus has been income support. With some social distancing orders still in place globally, many households have seen job losses, making these income subsidies  essential to sustain the recovery. For many countries, income support has recently been extended. Last week, Germany agreed to lengthen its  job protection program, which can cover up to 87% of wages, until the end of 2021. France introduced a long-term  furlough program that could… READ MORE

These are extraordinary times, and traditional expectations and measures of value may not tell the whole story. On August 18, 2020, the S&P 500 set a record high for the first time since COVID-19 ushered in a bear market on February 19. The cycle from peak to peak was just 126 trading days, the fastest recovery in the history of the index, erasing losses from an equally historic plunge of almost 34% in February and March.1 Based on the traditional definition of market cycles, the new record confirms that a bull market began on March 23 when the index closed… READ MORE

Thanks to a couple of factors, some investors are thinking about this move before 2020 ends. Roth IRAs have attracted retirement savers since their introduction in 1998. They offer the potential for tax-free retirement income, provided Internal Revenue Service rules are followed. Do Roth IRAs seem even more attractive these days? Perhaps. You can cite two factors: current tax rates and the passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act.  Roth IRAs differ from traditional IRAs. Typically, distributions from traditional IRAs must start once you reach age 72, and the money distributed is taxed as ordinary… READ MORE