Over 4,000 hikers have completed the Pacific Crest Trail between Mexico and Canada. For those on this great journey, the motivation of completing the 2,650 mile trail is what drives them to walk an average of 20 miles every day, manage difficult challenges including low water supply or injury, and withstand over 489,000 feet of elevation gain over the course of the trail.
Between difficult climbs, scary descents, strong winds, snow-covered trails, and challenging white-water river crossings, these PCT hikers have planned for months in advance – spending the time, energy and effort necessary to prepare themselves for these unexpected challenges. They understand the road will be long and the journey may be difficult, but that’s okay –because they’re planning for it.
Much like that of the PCT, the path of your financial future involves climbs, descents, unforeseen changes, and unexpected challenges. It is a journey that is alive and changing everyday. Creating a plan to conquer these challenges is essential, and understanding what is driving you to your destination will help shape the path you are on. No matter where you start, navigating the unknown is the most critical part of any journey, and this is where we can help.
Certified Financial Planner™ practitioners uphold a fiduciary standard. These individuals abide by the code of ethics and rules of conduct articulated by the Certified Financial Planner™ Board of Standards. They are directed to provide their financial planning services as fiduciaries. As a a CFP® and independent fiduciary Steve helps his clients design and implement a journey focused on their financial goals.
Comprehensive financial planning is holistic. It considers the entirety of your financial life. Your assets, your liabilities, your taxes, your income, your business – these aspects of your financial life are never isolated from each other. Occasionally or frequently, they interrelate. Comprehensive financial planning recognizes this interrelation and takes a systematic, integrated approach toward improving your financial situation.
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Investment advisory services are offered through BCJ Capital Management, LLC., an SEC Registered Investment Adviser. Information presented is for educational purposes only. It should not be considered specific investment advice, does not take into consideration your specific situation, and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment strategies. Investments involve risk and are not guaranteed. Be sure to consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein.
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